This Excel spreadsheet is designed to help you calculate the cost of a variable rate mortgage loan. It includes a loan calculator, which allows you to enter the loan amount, interest rate, and loan term to calculate the monthly payment, total interest paid, and total cost of the loan. It also includes a chart that shows the breakdown of the loan payments over the life of the loan. This spreadsheet is a great tool for anyone looking to compare different loan options and make an informed decision about their mortgage